By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website. We may update these Terms from time to time, and continued use of the website means you accept the updated version.
By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website. We may update these Terms from time to time, and continued use of the website means you accept the updated version.
This website provides general information about insurance selection services for retirees and related support. Any information shown on the site is for general reference only and does not create an obligation to provide any particular product, outcome, or recommendation. We may change, suspend, or discontinue any part of the website or services at any time.
If any fees, charges, or other commercial terms apply to a service, they will be communicated separately before you proceed. You are responsible for reviewing any applicable terms before making a payment or request. We may decline or cancel a request where required by law, policy, or operational limits.
If any fees, charges, or other commercial terms apply to a service, they will be communicated separately before you proceed. You are responsible for reviewing any applicable terms before making a payment or request. We may decline or cancel a request where required by law, policy, or operational limits.
You agree to provide accurate and complete information when using the website or requesting assistance. You must not misuse the website, interfere with its operation, or use it for unlawful, misleading, or harmful purposes. We may restrict access where we reasonably believe these Terms have been breached.
Clause
All content on this website, including text, design, graphics, and other materials, is owned by us or used with permission, unless stated otherwise. You may not copy, modify, distribute, or reuse such content without prior written consent, except where permitted by law. Any third-party names or materials remain the property of their respective owners.
Clause
The website and its content are provided on an 'as is' and 'as available' basis. To the fullest extent permitted by law, we disclaim warranties of accuracy, completeness, availability, and fitness for a particular purpose. We are not liable for losses arising from reliance on general information, technical interruptions, or events outside our reasonable control.
These Terms are governed by the laws applicable in India, without regard to conflict of law rules. Any dispute arising from or relating to the website or these Terms should first be raised with us in good faith. If a dispute cannot be resolved informally, it may be brought before the competent courts having jurisdiction over the matter.
Clause 07
These Terms are governed by the laws applicable in India, without regard to conflict of law rules. Any dispute arising from or relating to the website or these Terms should first be raised with us in good faith. If a dispute cannot be resolved informally, it may be brought before the competent courts having jurisdiction over the matter.
Reference
HCCHClause 08
If you have questions about these Terms or the website, you may contact us through the contact details published on the site. We may revise these Terms at any time by posting an updated version on this page. The updated Terms will apply from the time they are posted unless a different effective date is stated.
Reference
UN Declaration